HomeMy WebLinkAboutResolution 2015 (16) Resolution No. 16 (2015)
RESOLUTION AUTHORIZING THE BORROWING OF NOT
ST R01 QNTY TO EXCEED $20,000,000; AND PROVIDING FOR THE
ISSUANCE AND SALE OF GENERAL OBLIGATION BONDS
THEREFORE
1 WHEREAS, it is necessary that funds be raised by St. Croix County, Wisconsin (the
2 "County") for the purpose of paying the costs of constructing and equipping a new skilled
3 nursing, community based residential and dementia crisis facility (the "Health Center Project"),
4 and there are insufficient funds on hand to pay said costs;
5 WHEREAS, the County Board hereby finds and determines that the Health Center
6 Project is within the County's power to undertake and serves a"public purpose" as that term is
7 defined in Section 67.04(1)(b) of the Wisconsin Statutes; and
8 WHEREAS, the County is authorized by the provisions of Chapter 67 of the Wisconsin
9 Statutes to borrow money and to issue its general obligation bonds for such public purposes.
10 NOW, THEREFORE, BE IT RESOLVED by the County Board of the County that:
11 Section 1. Authorization of the Bonds. For the purpose of paying the cost of the Health
12 Center Project, there shall be borrowed pursuant to Section 67.05 of the Wisconsin Statutes, a
13 principal sum of not to exceed TWENTY MILLION DOLLARS ($20,000,000) from one or
14 more purchasers to be determined by subsequent resolution of this County Board.
15 Section 2. Sale of the Bonds. The County Interim Finance Director(in consultation with
16 the County's financial advisor, Springsted Incorporated, Milwaukee, Wisconsin) shall cause an
17 Official Notice of Sale to be prepared and distributed and shall prepare or cause to be prepared
18 an Official Statement pursuant to SEC Rule 15c2-12 and take other actions necessary for the sale
19 of the County's general obligation bonds (the"Bonds"). The Bonds may be sold in one or more
20 series. Springsted, Incorporated is hereby appointed as the County's agent for purposes of
21 receiving and tabulating the bids received on the Bonds at its offices.
22 Section 3. Award of the Bonds. Following receipt of bids for the Bonds, the County
23 Board shall consider taking further action to provide the details of the Bonds including the final
24 principal amount of the Bonds, the interest rate or rates to be borne by the Bonds; and to levy a
25 direct annual irrepealable tax to pay the principal of and interest on the Bonds as required by law.
Legal—Fiscal—Administrative Approvals:
Legal Note: Requires 3/4 vote of entire Board (15)
Fiscal Impact: Approving the Resolution enables the County to borrow$20,000,000. Issuance
costs estimated at$119,500 will be deducted from the bond proceeds.
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0515115 Administrative Committee Adopted
05/05/15 Administration Committee APPROVED
........ ......... ......... ......... ......... ......... ......... ......... ......... ......... ......... ......... ......... ......... ......... .........
RESULT: APPROVED [UNANIMOUS] Next: 5/5/2015 7:00 PM
MOVER: Jill Ann Berke, Supervisor
SECONDER: Ron Kiesler, Vice Chair
AYES: Schachtner, Sjoberg, Berke, Kiesler, Achterhof
Vote Confirmation.
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vus . <�c�tmcr, Su er 5/ / 015
St. Croix County Board of Supervisors Action:
Roll Call -Vote Requirement—
....................................................................................................................................................................................................................................................................................................................................
RESULT: ADOPTED [17 TO 2]
MOVER: Travis Schachtner, Supervisor
SECONDER: Jill Ann Berke, Supervisor
AYES: Schachtner, Ring, Babbitt, Novotny, Sjoberg, Nielsen, Berke, Ostness, Larson,
Hansen, Kiesler, Brinkman, Peterson, Anderson, Achterhof, Leibfried, Peavey
NAYS: Chris Kilber, Scott Nelson
This Resolution was Adopted by the St. Croix County Board of Supervisors on May 5, 2015
Cindy Campbell, County Clerk
Springsted Incorporated
710 North Plankinton Ave.,Suite 804
Milwaukee, WI 53203
'wiingst etm
Tel: 414-220-4250
Fax:414-220-4251
www.springsted.com
MEMORANDUM
TO: St. Croix County Administration Committee
Patrick Thompson, County Administrator
Robert Mittet,Assistant Finance Director
FROM: Joseph M. Murray, CIPMA
Vice President
DATE: April 28, 2015
SUBJECT: Nursing Home Financing Plan
As the County's Financial Advisor, we are pleased to assist the County in developing a financing plan to meet its
financing needs to construct a new nursing home. Current nursing home construction estimates are expected to
require approximately$20,000,000 in financing.
Current interest rates remain attractive and would allow the County to enjoy its extremely strong Aa1 credit rating
(Moody's)which was upgraded in 2014. Below you will find a table that tracks the 20th-year General Obligation (GO)
bond rates as a general depiction of market movement. Interest rates aren't as low as they were at their historic lows
in 2012, but they are close and are below where they were last August when the County last issued debt.
BBI 25-bond(Revenue)and 20-bond(G.G.)Rates for S Years Ending
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BB1 20 B�imrtl.
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Public Sector Advisors
St. Croix County, Wisconsin
April 28, 2015
Page 2
The County has a record of strong fiscal operations, including limited use of debt and when issuing debt it has utilized
an aggressive repayment schedule of primarily limiting issues to 10-years or less. The County presently only has
three (3) debt issues outstanding — Series 2008 GO Promissory Notes (Prom Notes) maturing in 2016 and Series
2010A GO Prom Notes (Recovery Zone Recovery Bonds or RZEDBs) maturing in 2017 and the Series 2014A GO
Prom Notes maturing in 2024. The County's current tax levy for debt service is$1,530,575(2015).
Construction of the new nursing home will be over an extended period of time, allowing the County to split the
projected $20,000,000 into multiple issues and still meet the necessary draw requests for payment. Splitting the
issue into two issues of $10,000,000 will also allow the County to maintain its Bank Qualification (BQ). Bank
Qualification allows banks to bid on the County's issues and receive tax-exempt benefits. To be Bank Qualified, the
County may not issue more than $10.0 Million in tax-exempt debt in a calendar year. Maintaining a larger investor
base allows the County to minimize its interest rates. Current estimates have the Bank Qualified option allowing the
County to save approximately$1,250,000 in interest.
In the attached schedules, you will find a projected financing plan to issue $20.0 Million in GO Bonds, with some of
the key items noted below.
Nursing Home Financing Plan
Series 2015A Series 2016A TOTAL
Issue Size $ 10,000,000 $ 10,000,000 $ 20,000,000
Description 20-Year, GO Bonds 19-Year, GO Bonds
Dated Date September 1, 2015 April 1, 2016
Project Funds $ 9,937,500 $ 9,943,000 $ 19,880,500
Projected TIC 2.649/c 2.879/c
Total Principal & Interest $ 13,161,925 $ 13,878,475 $ 27,040,400
The structuring of the nursing home debt looks to provide for a one-time tax levy increase for the additional debt
service and then have it remain "level" at approximately $2,180,000/year moving forward in years 2016-2024. In
2025 total debt service will drop down to approximately$1,150,000/year as the 2014A will be paid off and the County
will have additional capacity for future debt issues. It also anticipates the receipt of$450,000/year in nursing home
revenue beginning in 2018 that can be applied to debt service.
The 2016 debt service tax levy impact will rise to$2,187,442 - Increase of$656,867. The impact of the increase is
8.65-cents(2014 equalized value=$7,591,908,200)or$8.65 increase per$100,000 equalized value.
The total cost impact of the financing plan (20-years total principal and interest)for the nursing home is $356.17 per
$100,000 equalized value
St. Croix County, Wisconsin
April 28, 2015
Page 3
St. Croix County, Wisconsin
Existing Debt+ Projected Debt
Option 2A-2015 and 2016 Debt Issuance of$10M Each as Bank Qualified;20 Year Term
Aggregate Debt Service --Accrual Basis
Calendar 2008A GO 2010A TXBL GO 2014A GO Total $10M 2015 $10M 2016 Revenues Projected Total
Year Prom Notes Prom Notes Prom Notes Outstanding Bonds Bonds Levy
(RZEDB)* Debt
2015 539,987.50 759,485.00 231,102.08 1,530,574.58 1,530,574.58
2016 536,812.50 757,798.75 213,325.00 1,507,936.25 679,505.63 2,187,441.88
2017 - 885,768.75 611,325.00 1,497,093.75 253,697.50 433,316.25 2,184,107.50
2018 - 1,486,425.00 1,486,425.00 679,397.50 462,127.50 450,000.00 2,177,950.00
2019 1,480,425.00 1,480,425.00 680,697.50 468,527.50 450,000.00 2,179,650.00
2020 1,483,925.00 1,483,925.00 681,797.50 464,827.50 450,000.00 2,180,550.00
2021 1,475,050.00 1,475,050.00 677,747.50 471,027.50 450,000.00 2,173,825.00
2022 1,470,625.00 1,470,625.00 678,547.50 481,977.50 450,000.00 2,181,150.00
2023 1,477,375.00 1,477,375.00 677,960.00 471,802.50 450,000.00 2,177,137.50
2024 1,486,537.50 1,486,537.50 680,897.50 460,727.50 450,000.00 2,178,162.50
2025 677,272.50 922,602.50 450,000.00 1,149,875.00
2026 677,047.50 922,052.50 450,000.00 1,149,100.00
2027 681,297.50 925,827.50 450,000.00 1,157,125.00
2028 681,260.00 925,407.50 450,000.00 1,156,667.50
2029 676,827.50 925,337.50 450,000.00 1,152,165.00
2030 681,287.50 923,772.50 450,000.00 1,155,060.00
2031 679,688.75 925,582.50 450,000.00 1,155,271.25
2032 677,365.00 920,926.25 450,000.00 1,148,291.25
2033 679,227.50 925,092.50 450,000.00 1,154,320.00
2034 680,185.00 922,980.00 450,000.00 1,153,165.00
2035 680,217.50 924,560.00 450,000.00 1,154,777.50
- $1,099,975.00 $2,403,052.50 $11,416,114.58 1 $14,895,967.08 $13,161,924.38 $13,878,475.00 $8,100,000.00 $33,836,366.46
*The 20108 Bonds are gross of the federal credit.
On May 5th the Administration Committee will review the proposed financing at a special meeting to determine if the
County will proceed with issuing up to $20.OM for the nursing home. The County's bond counsel has provided the
County with the necessary authorizing resolution for the full Board's consideration on May 51h, immediately following
the special Administration Committee meeting.
Issuance of the proposed Series 2015A and 2016A GO Bonds requires the Board to authorize the debt on a %
affirmative vote or 15 affirmative votes of the 19 Board members. If approved at that time, we will continue to work
with County staff and bond counsel to prepare the necessary offering and award documents for the Board to consider
the award of the bonds at its meeting on August 41h. This would allow the County to receive the proceeds in early
September, as well as know the final debt service to be incorporated into the County's 2016 Budget.
I will be in attendance at the May 51h Administration Committee and Board meetings to discuss the proposed nursing
home financing plan further, the issuance process and answer questions that the Committee/Board may have. If you
have any questions prior to the meeting, please feel free to contact me at 414.220.4257/imurray(a,springsi d,com.
1 There is another Statutory provision that provides for the County to issue debt without the%vote requirement if the projected debt service tax levy will not
exceed the County's debt tax levy rate in effect in 1992,however use of this provision is extremely rare.
St. Croix County, Wisconsin
Existing Debt+ Projected Debt
Option 2A-2015 and 2016 Debt Issuance of$10M Each as Bank Qualified;20 Year Term
Aggregate Debt Service--Accrual Basis
Calendar 2008A GO Prom 2010A TXBL GO 2014A GO Prom Total $10M 2015 $10M 2016 Revenues Projected Total
Year Notes Prom Notes Notes Outstanding Bonds Bonds Levy
(RZEDB)" Debt
2015 539,987.50 759,485.00 231,102.08 1,530,574.58 1,530,574.58
2016 536,812.50 757,798.75 213,325.00 1,507,936.25 679,505.63 2,187,441.88
2017 - 885,768.75 611,325.00 1,497,093.75 253,697.50 433,316.25 2,184,107.50
2018 - 1,486,425.00 1,486,425.00 679,397.50 462,127.50 450,000.00 2,177,950.00
2019 1,480,425.00 1,480,425.00 680,697.50 468,527.50 450,000.00 2,179,650.00
2020 1,483,925.00 1,483,925.00 681,797.50 464,827.50 450,000.00 2,180,550.00
2021 1,475,050.00 1,475,050.00 677,747.50 471,027.50 450,000.00 2,173,825.00
2022 1,470,625.00 1,470,625.00 678,547.50 481,977.50 450,000.00 2,181,150.00
2023 1,477,375.00 1,477,375.00 677,960.00 471,802.50 450,000.00 2,177,137.50
2024 1,486,537.50 1,486,537.50 680,897.50 460,727.50 450,000.00 2,178,162.50
2025 677,272.50 922,602.50 450,000.00 1,149,875.00
2026 677,047.50 922,052.50 450,000.00 1,149,100.00
2027 681,297.50 925,827.50 450,000.00 1,157,125.00
2028 681,260.00 925,407.50 450,000.00 1,156,667.50
2029 676,827.50 925,337.50 450,000.00 1,152,165.00
2030 681,287.50 923,772.50 450,000.00 1,155,060.00
2031 679,688.75 925,582.50 450,000.00 1,155,271.25
2032 677,365.00 920,926.25 450,000.00 1,148,291.25
2033 679,227.50 925,092.50 450,000.00 1,154,320.00
2034 680,185.00 922,980.00 450,000.00 1,153,165.00
2035 680,217.50 924,560.00 450,000.00 1,154,777.50
- $1,099,975.00 $2,403,052.50 $11,416,114.58 1 $14,895,967.08 $13,161,924.38 $13,878,475.00 $8,100,000.00 $33,836,366.46
"The 2010B Bonds are gross of the federal credit.
Aggll gat/412�r312015/2,01 PM
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$1010001000
St. Croix County, Wisconsin
General Obligation Bonds, Series 2015
Nursing Home -Option 2A
Current BQ Rates As of April 23, 2015 + 30bps
Sources & Uses
Dated 09/01/2015 1 Delivered 09/01/2015
Sources Of Funds
ParAmount of Bonds..................................................................................................................................................... $10,000,000.00
ReofferingPremium....................................................................................................................................................... 202,456.80
TotalSources................................................................................................................................................................ $10,202,456.80
Uses Of Funds
Depositto Project Fund.................................................................................................................................................. 9,937,500.00
Deposit to Debt Service Fund(Premium)....................................................................................................................... 122,456.80
Total Underwriter's Discount (0.800%).......................................................................................................................... 80,000.00
Costsof Issuance........................................................................................................................................................... 62,500.00
TotalUses..................................................................................................................................................................... $10,202,456.80
2015GOB-ds-}$J'OMII(1J/SINGL�EEUREO�!SE/ 412312015/ 3:01EM
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$10,000,000
St. Croix County, Wisconsin
General Obligation Bonds, Series 2015
Nursing Home-Option 2A
Current BQ Rates As of April 23, 2015 + 30bps
DEBT SERVICE SCHEDULE
Date Principal Coupon Interest Total P+I Fiscal Total
09/01/2015 - - - -
04/01/2016 400,000.00 2.000% 152,656.88 552,656.88
10/01/2016 - - 126,848.75 126,848.75 679,505.63
04/01/2017 126,848.75 126,848.75 -
10/01/2017 - - 126,848.75 126,848.75 253,697.50
04/01/2018 430,000.00 2.000% 126,848.75 556,848.75 -
10/01/2018 - - 122,548.75 122,548.75 679,397.50
04/01/2019 440,000.00 2.000% 122,548.75 562,548.75 -
10/01/2019 - - 118,148.75 118,148.75 680,697.50
04/01/2020 450,000.00 2.000% 118,148.75 568,148.75 -
10/01/2020 - - 113,648.75 113,648.75 681,797.50
04/01/2021 455,000.00 2.000% 113,648.75 568,648.75 -
10/01/2021 - - 109,098.75 109,098.75 677,747.50
04/01/2022 465,000.00 2.000% 109,098.75 574,098.75 -
10/01/2022 - - 104,448.75 104,448.75 678,547.50
04/01/2023 475,000.00 2.500% 104,448.75 579,448.75 -
10/01/2023 - - 98,511.25 98,511.25 677,960.00
04/01/2024 490,000.00 2.500% 98,511.25 588,511.25 -
10/01/2024 - - 92,386.25 92,386.25 680,897.50
04/01/2025 500,000.00 3.000% 92,386.25 592,386.25 -
10/01/2025 - - 84,886.25 84,886.25 677,272.50
04/01/2026 515,000.00 3.000% 84,886.25 599,886.25 -
10/01/2026 - - 77,161.25 77,161.25 677,047.50
04/01/2027 535,000.00 3.000% 77,161.25 612,161.25 -
10/01/2027 - - 69,136.25 69,136.25 681,297.50
04/01/2028 550,000.00 2.550% 69,136.25 619,136.25 -
10/01/2028 - - 62,123.75 62,123.75 681,260.00
04/01/2029 560,000.00 2.650% 62,123.75 622,123.75 -
10/01/2029 - - 54,703.75 54,703.75 676,827.50
04/01/2030 580,000.00 2.800% 54,703.75 634,703.75 -
10/01/2030 - - 46,583.75 46,583.75 681,287.50
04/01/2031 595,000.00 2.850% 46,583.75 641,583.75 -
10/01/2031 - - 38,105.00 38,105.00 679,688.75
04/01/2032 610,000.00 2.900% 38,105.00 648,105.00 -
10/01/2032 - - 29,260.00 29,260.00 677,365.00
04/01/2033 630,000.00 2.950% 29,260.00 659,260.00 -
10/01/2033 - - 19,967.50 19,967.50 679,227.50
04/01/2034 650,000.00 3.000% 19,967.50 669,967.50 -
10/01/2034 - - 10,217.50 10,217.50 680,185.00
04/01/2035 670,000.00 3.050% 10,217.50 680,217.50 -
10/01/2035 - - - - 680,217.50
Total $10,000,000.00 $3,161,924.38 $13,161,924.38
SIGNIFICANT DATES
DatedDate.............................................................................................................................................................................. 9/01/2015
DeliveryDate........................................................................................................................................................................... 9/01/2015
FirstCoupon Date................................................................................................................................................................... 4/01/2016
Yield Statistics
BondYear Dollars................................................................................................................................................................... $113,483.33
AverageLife............................................................................................................................................................................ 11.348 Years
AverageCoupon..................................................................................................................................................................... 2.7862456%
Net Interest Cost(N IC)............................................................................................................................................................ 2.6783383%
True Interest Cost(TIC).......................................................................................................................................................... 2.6428006
Bond Yield for Arbitrage Purposes......................................................................................................................................... 2.5597354%
All Inclusive Cost(AIC)........................................................................................................................................................... 2.7083342%
IRS Form 8038
NetInterest Cost..................................................................................................................................................................... 2.5692802
WeightedAverage Maturity.................................................................................................................................................... 11.290 Years
2015 GO F-d,
f-$10Mry I tlORP(1) /SEVGLEPOSE/412312015/3'01 PM st p
$1010001000
St. Croix County, Wisconsin
General Obligation Bonds, Series 2016
Nursing Home -Option 2A
Current BQ Rates As of April 23, 2015 + 50bps
Sources & Uses
Dated 04/01/2016 1 Delivered 04/01/2016
Sources Of Funds
ParAmount of Bonds..................................................................................................................................................... $10,000,000.00
ReofferingPremium....................................................................................................................................................... 172,916.90
TotalSources................................................................................................................................................................ $10,172,916.90
Uses Of Funds
Depositto Project Fund.................................................................................................................................................. 9,943,000.00
Deposit to Debt Service Fund(Premim)......................................................................................................................... 92,916.90
Total Underwriter's Discount (0.800%).......................................................................................................................... 80,000.00
Costsof Issuance........................................................................................................................................................... 57,000.00
TotalUses..................................................................................................................................................................... $10,172,916.90
2016 GO Band,-}$10MII(1)/SINGLEEOREO�!SE/ 412312015/ 3:01 EM
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$10,000,000
St. Croix County, Wisconsin
General Obligation Bonds, Series 2016
Nursing Home-Option 2A
Current BQ Rates As of April 23, 2015 + 50bps
DEBT SERVICE SCHEDULE
Date Principal Coupon Interest Total P+I Fiscal Total
04/01/2016 - -
04/01/2017 288,877.50 288,877.50
10/01/2017 - - 144,438.75 144,438.75 433,316.25
04/01/2018 175,000.00 2.000% 144,438.75 319,438.75 -
10/01/2018 - - 142,688.75 142,688.75 462,127.50
04/01/2019 185,000.00 2.000% 142,688.75 327,688.75 -
10/01/2019 - - 140,838.75 140,838.75 468,527.50
04/01/2020 185,000.00 2.000% 140,838.75 325,838.75 -
10/01/2020 - - 138,988.75 138,988.75 464,827.50
04/01/2021 195,000.00 2.000% 138,988.75 333,988.75 -
10/01/2021 - - 137,038.75 137,038.75 471,027.50
04/01/2022 210,000.00 2.000% 137,038.75 347,038.75 -
10/01/2022 - - 134,938.75 134,938.75 481,977.50
04/01/2023 205,000.00 3.000% 134,938.75 339,938.75 -
10/01/2023 - - 131,863.75 131,863.75 471,802.50
04/01/2024 200,000.00 3.000% 131,863.75 331,863.75 -
10/01/2024 - - 128,863.75 128,863.75 460,727.50
04/01/2025 675,000.00 3.000% 128,863.75 803,863.75 -
10/01/2025 - - 118,738.75 118,738.75 922,602.50
04/01/2026 695,000.00 3.000% 118,738.75 813,738.75 -
10/01/2026 - - 108,313.75 108,313.75 922,052.50
04/01/2027 720,000.00 3.000% 108,313.75 828,313.75 -
10/01/2027 - - 97,513.75 97,513.75 925,827.50
04/01/2028 740,000.00 2.600% 97,513.75 837,513.75 -
10/01/2028 - - 87,893.75 87,893.75 925,407.50
04/01/2029 760,000.00 2.750% 87,893.75 847,893.75 -
10/01/2029 - - 77,443.75 77,443.75 925,337.50
04/01/2030 780,000.00 2.850% 77,443.75 857,443.75 -
10/01/2030 - - 66,328.75 66,328.75 923,772.50
04/01/2031 805,000.00 3.000% 66,328.75 871,328.75 -
10/01/2031 - - 54,253.75 54,253.75 925,582.50
04/01/2032 825,000.00 3.050% 54,253.75 879,253.75 -
10/01/2032 - - 41,672.50 41,672.50 920,926.25
04/01/2033 855,000.00 3.100% 41,672.50 896,672.50 -
10/01/2033 - - 28,420.00 28,420.00 925,092.50
04/01/2034 880,000.00 3.150% 28,420.00 908,420.00 -
10/01/2034 - - 14,560.00 14,560.00 922,980.00
04/01/2035 910,000.00 3.200% 14,560.00 924,560.00 -
10/01/2035 - - - - 924,560.00
Total $10,000,000.00 $3,878,475.00 $13,878,475.00
SIGNIFICANT DATES
DatedDate............................................................................................................................................................................ 4/01/2016
DeliveryDate......................................................................................................................................................................... 4/01/2016
FirstCoupon Date................................................................................................................................................................. 4/01/2017
Yield Statistics
BondYear Dollars................................................................................................................................................................. $130,480.00
AverageLife.......................................................................................................................................................................... 13.048 Years
AverageCoupon................................................................................................................................................................... 2.9724670%
NetInterest Cost(NIC).......................................................................................................................................................... 2.9012554%
TrueInterest Cost(TIC)........................................................................................................................................................ 2.8746665%
Bond Yield for Arbitrage Purposes........................................................................................................................................ 2.8004584%
All Inclusive Cost(AIC).......................................................................................................................................................... 2.9279997%
IRS Form 8038
NetInterest Cost................................................................................................................................................................... 2.8064595%
WeightedAverage Maturity................................................................................................................................................... 12.979 Years
2016 GO Bonds-$I OM(1)/SINGLEPUPPOSE/412312015/361 PM
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