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HomeMy WebLinkAboutResolution 2008 (33) RESOLUTION NO. 3 3C2c RESOLUTION AUTHORIZING THE ISSUANCE AND AWARDING THE SALE OF $3,180,000 GENERAL OBLIGATION PROMISSORY NOTES, SERIES 2008A; PROVIDING THE FORM OF THE NOTES; AND LEVYING A TAX IN CONNECTION THEREWITH WHEREAS, on August 19, 2008, the County Board of St. Croix County, Wisconsin (the "County ") adopted a resolution (the "Authorizing Resolution ") authorizing the issuance and sale of general obligation promissory notes in an amount not to exceed $3,180,000 (the "Notes ") for the purpose of paying the cost of building improvements, equipment acquisition and related expenses including Government Center HVAC system improvements and roof replacement and emergency communications base radio replacement (the "Project "); WHEREAS, pursuant to the Authorizing Resolution, the County Clerk (in consultation with the County's financial advisor, Springsted Incorporated) caused a Notice of Sale to be distributed offering the Notes for public sale on October 20, 2008; WHEREAS, sealed bid proposals were received as summarized on Exhibit C attached hereto; and WHEREAS, it has been determined that the bid proposal submitted by Robert W. Baird & Co., Milwaukee, Wisconsin, fully complies with the bid requirements set forth in the Official Notice of Sale and is deemed to be the most advantageous to the County. A copy of said bid is attached hereto as Exhibit A and incorporated herein by this reference. NOW, THEREFORE, BE IT RESOLVED by the County Board of the County that: Section 1. Authorization and Award of the Notes. For the purpose of paying the cost of the Project, there shall be borrowed pursuant to Section 67.12(12) of the Wisconsin Statutes, the • principal sum of THREE MILLION ONE HUNDRED EIGHTY THOUSAND DOLLARS ($3,180,000). The bid proposal of Robert W. Baird & Co., Milwaukee, Wisconsin, (the "Purchaser ") is hereby accepted, said proposal offering to purchase the $3,180,000 St. Croix County General Obligation Notes (the "Notes ") for the sum of THREE MILLION TWO HUNDRED TWENTY -FOUR THOUSAND EIGHT HUNDRED TWENTY -TWO DOLLARS AND TWENTY -FIVE CENTS ($3,224,822.25), plus accrued interest to the date of delivery, resulting in a net interest cost of SIX HUNDRED FIVE THOUSAND SIX HUNDRED THIRTY -ONE DOLLARS AND FORTY CENTS ($605,631.40) and a true interest rate of 4.0244 %. The Notes bear interest as follows: Year of Maturity Principal Amount Interest Rate 2010 $295,000 4.000% 2011 440,000 4.000 2012 455,000 4.250 2013 475,000 4.250 2014 485,000 4.375 2015 505,000 4.500 Year of Maturity Principal Amount Interest Rate 2016 525,000 4.500 Section 2. Designation of Purchaser as Agent. The County hereby designates the Purchaser as its agent for purposes of distributing the Final Official Statement relating to the Notes to any participating underwriter in compliance with Rule 15c2 -12 of the Securities and Exchange Commission. Section 3. Terms of the Notes. The Notes shall be designated "General Obligation Promissory Notes, Series 2008A "; shall be dated November 1, 2008; shall be in the denomination of $5,000 or any integral multiple thereof; and shall mature serially on April 1 of each year, in the years and principal amounts as set forth above. Interest is payable commencing on April 1, 2009 and semi- annually thereafter on October 1 and April 1 of each year. Section 4. Redemption Provisions. The Notes shall be non - callable. Section 5. Form of the Notes. The Notes shall be issued in registered form and shall be executed and delivered in substantially the form attached hereto as Exhibit B and incorporated herein by this reference. Section 6. Direct Annual Irrepealable Tax Levy. For the purpose of paying the principal of and interest on the Notes as the same becomes due, the full faith, credit and resources of the County are hereby irrevocably pledged and a direct annual irrepealable tax sufficient for that purpose is hereby levied upon all of the taxable property of the County in the years and amounts as follows: Levy Year Amount Levy Year Amount 2008 $125,119.28 2012 $552,662.51 2009 425,593.76 2013 541,959.38 2010 555,893.76 2014 539,987.50 2011 552,425.01 2015 536,812.50 The aforesaid direct annual irrepealable tax hereby levied shall be collected in addition to all other taxes and in the same manner and at the same time as other taxes of the County levied in said years are collected. So long as any part of the principal of or interest on the Notes remains unpaid, the tax herein above levied shall be and continues irrepealable except that the amount of tax carried onto the tax roll may be reduced in any year by the amount of any surplus in the Debt Service Fund Account created herein. Section 7. Debt Service Fund Account. There is hereby established in the County treasury a fund account separate and distinct from every other County fund or account designated "Debt Service Fund Account for St. Croix County General Obligation Promissory Notes, Series 2008A, dated November 1, 2008 ". There shall be deposited in said fund account any premium plus accrued interest paid on the Notes at the time of delivery to the Purchaser, all money raised by taxation pursuant to Section 6 hereof and all other sums as may be necessary to pay interest on the Notes when the same shall become due and to retire the Notes at their respective maturity 2 dates. Said fund account shall be used for the sole purpose of paying the principal of and interest on the Notes and shall be maintained for such purpose until such indebtedness is fully paid or otherwise extinguished. Section 8. Borrowed Money Fund. The proceeds of the Notes (the "Note Proceeds ") (other than any premium and accrued interest paid at the time of delivery which must be paid into the Debt Service Fund Account created above) shall be deposited into an account separate • and distinct from all other funds and disbursed solely for the purposes for which borrowed or for the payment of the principal of and interest on the Notes. Section 9. Arbitrage Covenant. The County shall not take any action with respect to the Note Proceeds which, if such action had been reasonably expected to have been taken, or had been deliberately and intentionally taken on the date of the delivery of and payment for the Notes (the "Closing "), would cause the Notes to be "arbitrage bonds" within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended (the "Code ") and any income tax regulations promulgated thereunder (the "Regulations"). The Note Proceeds may be temporarily invested in legal investments until needed, provided however, that the County hereby covenants and agrees that so long as the Notes remain outstanding, moneys on deposit in any fund or account created or maintained in connection with the Notes, whether such moneys were derived from the Note Proceeds or from any other source, will not be used or invested in a manner which would cause the Notes to be "arbitrage bonds" within the meaning of the Code or Regulations. The County Clerk, or other officer of the County charged with responsibility for issuing the Notes, shall provide an appropriate certificate of the County, for inclusion in the transcript of proceedings, setting forth the reasonable expectations of the County regarding the amount and use of the Note Proceeds and the facts and estimates on which such expectations are based, all as of the Closing. Section 10. Additional Tax Covenants; Exemption from Rebate; Qualified Tax- Exempt Obligation Status. The County hereby further covenants and agrees that it will take all necessary steps and perform all obligations required by the Code and Regulations (whether prior to or subsequent to the issuance of the Notes) to assure that the Notes are obligations described in Section 103(a) of the Code, the interest on which is excluded from gross income for federal income tax purposes, throughout their term. The County Clerk or other officer of the County charged with the responsibility of issuing the Notes, shall provide an appropriate certificate of the County as of the Closing, for inclusion in the transcript of proceedings, certifying that it can and covenanting that it will comply with the provisions of the Code and Regulations. Further, it is the intent of the County to take all reasonable and lawful actions to comply with any new tax laws enacted so that the Notes will continue to be obligations described in Section 103(a) of the Code, the interest on which is excluded from gross income for federal income tax purposes. In accordance with Section 148(f)(4)(D) of the Code, the County covenants that it is a governmental unit with general taxing powers; that the Notes are not "private activity bonds" as defined in Section 141 of the Code; that ninety -five percent (95 %) or more of the net proceeds of the Notes are to be used for local governmental activities of the County; and that the aggregate 3 face amount of all tax - exempt obligations (other than "private activity bonds ") issued by the County, including all subordinate entities of the County, during calendar year 2008 will not exceed $5,000,000. The County hereby designates the Notes to be "qualified tax- exempt obligations" pursuant to the provisions of Section 265(b)(3) of the Code and in support of such designation, the County Clerk or other officer of the County charged with the responsibility for issuing the Notes, shall provide an appropriate certificate of the County as of the date of delivery and payment for the Notes. Section 11. Persons Treated as Owners; Transfer of Notes. The fiscal agent appointed in Section 14 hereof shall keep books for the registration and for the transfer of the Notes. The person in whose name any Note shall be registered shall be deemed and regarded as the absolute owner thereof for all purposes and payment of either principal or interest on any Note shall be made only to the registered owner thereof. All such payments shall be valid and effectual to satisfy and discharge the liability upon such Note to the extent of the sum or sums so paid. Any Note may be transferred by the registered owner thereof by surrender of the Note at the office of said fiscal agent, duly endorsed for the transfer or accompanied by an assignment duly executed by the registered owner or his attorney duly authorized in writing. Upon such transfer, said fiscal agent shall deliver in the name of the transferee or transferees a new Note or Notes of a like aggregate principal amount, series and maturity and said fiscal agent shall record the name of each transferee in the registration book. No registration shall be made to bearer. Said fiscal agent shall cancel any Note surrendered for transfer. The County shall cooperate in any such transfer, and the County Board Chairperson and County Clerk are authorized to execute any new Note or Notes necessary to effect any such transfer. The 15th day of each calendar month next preceding each interest payment date shall be the record date for the Notes. Payment of interest on the Notes on any interest payment date shall be made to the registered owners of the Notes as they appear on the registration book of the County maintained by said fiscal agent at the close of business on the corresponding record date. Section 12. Utilization of The Depository Trust Company Book -Entry-Only- System. In order to make the Notes eligible for the services provided by The Depository Trust Company, New York, New York ( "DTC "), the County has heretofore agreed to the applicable provisions set forth in the DTC Blanket Issuer Letter of Representation and the County Clerk has executed such Letter of Representation and delivered it to the DTC on behalf of the County. Section 13. Execution of the Notes. The Notes shall be issued in typewritten form, one Note for each maturity, executed on behalf of the County by the manual or facsimile signatures of the County Board Chairperson and County Clerk (except that one of the foregoing signatures shall be manual), sealed with its official or corporate seal, and delivered to the Purchaser upon payment to the County of the purchase price thereof, plus accrued interest to the date of delivery. In the event that either of the officers whose signatures appear on the Notes shall cease to be such officers before the delivery of the Notes, such signatures shall, nevertheless, be valid and sufficient for all purposes to the same extent as if they had remained in office until such delivery. 4 The aforesaid officers are hereby authorized to do all acts and execute and deliver all documents as may be necessary and convenient to effectuate the Closing. Section 14. Payment of the Notes; Fiscal Agent. The principal of and interest on the Notes shall be paid in lawful money of the United States by U.S. Bank National Association, St. Paul, Minnesota, which is hereby appointed as the County's registrar and fiscal agent pursuant to the provisions of Section 67.10(2), Wisconsin Statutes (the "Fiscal Agent'). The Fiscal Agency Agreement between the County and the Fiscal Agent shall be substantially in the form attached hereto as Exhibit D and incorporated herein by this reference. Section 15. Continuing Disclosure. The County hereby covenants and agrees that it will comply with and carry out all of the provisions of its Continuing Disclosure Certificate which the County will execute and deliver on the Closing Date. Any Noteholder may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the County to comply with its obligations under this Section. Section 16. Conflicting Resolutions; Severability; Effective Date. All prior resolutions, rules or other actions of the County or any parts thereof in conflict with the provisions hereof shall be, and the same are, hereby rescinded insofar as the same may so conflict. In the event that any one or more provisions hereof shall for any reason be held to be illegal or invalid, such illegality or invalidity shall not affect any other provisions hereof. The foregoing shall take effect immediately upon adoption and approval in the manner provided by law. Offered by: Finance Committee on October 21, 2008. NEGATIVE �• ' IVE .e , „, :' --s2----- c / ✓� �`! Sri- _ AMIL I -° Itifflar Duly adopted on October 21, 2008. L /r 4 Orl LO Cindy Campbell, County Clerk 3211436_2 5 ±c-re cr.), ckJUD lu. rJ4 (DOr34b N IXED INCOME PAGE 01!01 PARITY Bid Form Page 1 of 1 I Robert W. Baird & Co., Inc. • Milwaukee , WI's Bid PARM St Croix County $3,180,000 General Obligation Promissory Notes, Series 2008A For the aggregate principal amount of $3,180,000.00, we will pay you $3,224,82225, plus accrued interest from the date of issue to the date of delivery. The Bonds are to bear interest at the following rate(s): Maturity Date Amount $ Coupon % Bond Insurance 04/01/2010 295M 4.0000 04/01/2011 440M 4.0000 04/01/2012 455M 4.2500 04/01/2013 475M 4.2500 04/01/2014 485M 4.3750 04/01/2015 505M 4.5000 04/01/2016 525M 4.5000 Total Interest Cost: $650,453.65 Premium: $44,822.25 Net Interest Cost: $605,631.40 TIC: 4.024482 Total insurance Premium: $0.00 Time Last Bid Received On:10/20/2008 12:58:33 CDST This proposal is made subject to all of the terms and conditions of the Official Bid Form, the Official Notice of Sale, and the Preliminary Official Statement, all of which are made a part hereof. Bidder: Robert W. Baird & Co.. Inc., Milwaukee , WI Contact: Drew Kanyer Title: lea 1t..1� 'v rt Telephone:414- 765 -7331 Fax: Issuer Name: St Croix County Company Name: "R\-4 4 4, ako Accepted By: # ' '^ Accepted By: Date: 16,0- CT( Date: 1D 12a 1 06 t 1981-20021-Deal LLC. Ap rights reserved, Trademarks https : / /www.newissuehome.i..desl. com/ Parity /asp /main. asp ?frameontent&page= parity... 10/20/2008 EXHIBIT B (Form of Note) UNITED STATES OF AMERICA STATE OF WISCONSIN ST. CROIX COUNTY GENERAL OBLIGATION NO. R -_ PROMISSORY NOTE, SERIES 2008A MATURITY DATE: ORIGINAL DATE INTEREST RATE: CUSIP OF ISSUE: APRIL 1, 20_ NOVEMBER 1, 2008 _ _% 789228_ DEPOSITORY OR ITS NOMINEE NAME: CEDE & CO. PRINCIPAL AMOUNT: DOLLARS ($ ) • KNOW ALL MEN BY THESE PRESENTS, that St. Croix County, Wisconsin (the "County "), hereby acknowledges itself to owe and for value received promises to pay to the Depository or its Nominee Name (the "Depository ") identified above (or to registered assigns), on the maturity date identified above, the principal amount identified above, and to pay interest thereon at the rate of interest per annum identified above. Interest is payable commencing on April 1, 2009 and semi - annually thereafter on October 1 and April 1 of each year until the aforesaid principal amount is paid in full. Both the principal of and interest on this Note are payable in lawful money of the United States by U.S. Bank National Association, St. Paul, Minnesota, the fiscal agent appointed by the County pursuant to the provisions of Section 67.10(2), Wisconsin Statutes, to act as bond registrar and paying agent (the "Bond Registrar "). The principal of this Note shall be payable only upon presentation and surrender of the Note at the office of the Bond Registrar. Interest payable on any interest payment date shall be paid by wire transfer to the Depository in whose name this Note is registered on the Bond Register maintained by the Bond Registrar at the close of business on the 15th day of the calendar month next preceding the semi - annual interest payment date (the "Record Date "). For the prompt payment of this Note together with interest hereon as aforesaid and for the levy of taxes sufficient for that purpose, the full faith, credit and resources of the County are hereby irrevocably pledged. This Note is one of an issue of Notes aggregating the principal amount of $3,180,000, all of which are of like tenor, except as to denomination, interest rate and maturity date, issued by the County pursuant to the provisions of Chapter 67, Wisconsin Statutes, for the purpose of paying the cost of building improvements, equipment acquisition and related expenses including Government Center HVAC system improvements and roof replacement and emergency communications base radio replacement, all as authorized by resolutions of the County Board duly adopted by said governing body at meetings held on August 19, 2008 and October 21, 2008. Said resolutions are recorded in the official minutes of the County Board for said dates. The Notes are non - callable. It is hereby certified and recited that all conditions, things and acts required by law to exist or to be done prior to and in connection with the issuance of this Note have been done, have existed and have been performed in due form and time; that the aggregate indebtedness of the County, including this Note and others issued simultaneously herewith, does not exceed any limitation imposed by law or the Constitution of the State of Wisconsin; and that a direct annual irrepealable tax has been levied sufficient to pay this Note, together with the interest thereon, when and as payable. It is hereby further certified that the County has designated this Note to be a "qualified tax - exempt obligation" pursuant to the provisions of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended. This Note is transferable only upon the books of the County kept for that purpose at the office of the Bond Registrar. In the event that the Depository does not continue to act as depository for the Notes, and the County Board appoints another depository, new fully registered Notes in the same aggregate principal amount shall be issued to the new depository upon surrender of the Notes to the Bond Registrar, in exchange therefor and upon the payment of a charge sufficient to reimburse the County for any tax, fee or other governmental charge required to be paid with respect to such registration. The Bond Registrar shall not be obliged to make any transfer of the Notes after the Record Date The County and the Bond Registrar may treat and consider the Depository in whose name this Note is registered as the absolute owner hereof for the purpose of receiving payment of, or on account of, the principal or redemption price hereof and interest due hereon and for all other purposes whatsoever. IN WITNESS WHEREOF, St. Croix County, Wisconsin, by its governing body, has caused this Note to be executed for it and in its name by the signatures of its duly qualified Chairperson and County Clerk; and to be sealed with its official or corporate seal, if any, all as of the 1st day of November, 2008. ST. CROIX COUNTY, WISCONSIN By: Y RogaRebholz, Chairperson (SEAL) By: eiiiii Y' Cindy Campbell, County Clerk 2 ASSIGNMENT FOR VALUE RECEIVED, the undersigned sells, assigns and transfers unto (Name and Address of Assignee) (Social Security or other Identifying Number of Assignee) the within Note and all rights thereunder and hereby irrevocably constitutes and appoints , Legal Representative, to transfer said Note on the books kept for registration thereof, with full power of substitution in the premises. Dated: Signature Guaranteed: (e.g. Bank, Trust Company (Depository or its Nominee or Securities Firm) Name) NOTICE: The above -named (Authorized Officer) Depository or its Nominee Name must correspond with the name as it appears upon the face of the within Note in every particular, without alteration or enlargement or any change whatever. 3211882_1 3 EXHIBIT C Springsted Incorporated 380 Jackson Street, Suite 300 Saint Paul, MN 551012887 SpriB9ste Tel: 651 - 223 -3000 Fax: 651- 223 -3002 Email: advisors @springsted.com www.springsted.com $3,180,000 ST. CROIX COUNTY, WISCONSIN GENERAL OBLIGATION PROMISSORY NOTES, SERIES 2008A (BOOK ENTRY ONLY) AWARD: ROBERT W. BAIRD & COMPANY, INCORPORATED M &I BANK SALE: October 20, 2008 Moody's Rating: Aa3 Interest Net Interest True Interest Bidder Rates Price Cost Rate ROBERT W. BAIRD & COMPANY, 4.00% 2010 -2011 $3,224,822.25 $605,631.40 4.0244% INCORPORATED 4.25% 2012 -2013 M &I BANK 4.375% 2014 4.50% 2015 -2016 BMO CAPITAL MARKETS GKST INC. 4.00% 2010 -2014 $3,200,561.80 $610,909.03 4.0779% 4.50% 2015 -2016 UMB BANK, N.A. 3.10% 2010 $3,157,358.40 $612,381.39 4.1193% 3.30% 2011 3.50% 2012 3.75% 2013 4.00% 2014 4.20% 2015 4.30% 2016 STIFEL, NICOLAUS & COMPANY, 4.00% 2010 -2012 $3,183,976.10 $642,591.09 4.3048% INCORPORATED 4.25% 2013 4.375% 2014 4.50% 2015 -2016 HUTCHINSON, SHOCKEY, ERLEY & 4.00% 2010 -2011 $3,196,790.40 $664,516.89 4.4348% COMPANY 4.25% 2012 -2013 4.50% 2014 4.75% 2015 5.00% 2016 BERNARDI SECURITIES, 3.60% 2010 $3,152,970.00 $679,902.92 4.5790% INCORPORATED 3.75% 2011 NORTHLAND SECURITIES 4.00% 2012 4.20% 2013 4.40% 2014 4.60% 2015 4.70% 2016 (Continued) Public Sector Advisors REOFFERING SCHEDULE OF THE PURCHASER Rate Year Yield 4.00% 2010 3.00% 4.00% 2011 3.25% 4.25% 2012 3.65% 4.25% 2013 3.80% 4.375% 2014 4.00% 4.50% 2015 4.15% 4.50% 2016 4.25% BBI: 6.01% Average Maturity: 4.662 Years EXHIBIT D FISCAL AGENCY AGREEMENT THIS AGREEMENT is made and entered into the day of November, 2008, by and between St. Croix County, Wisconsin (the "County "), and U.S. Bank National Association, St. Paul, Minnesota (the "Agent "). WITNESSETH: WHEREAS, the County has authorized the borrowing of the sum of THREE MILLION ONE HUNDRED EIGHTY THOUSAND DOLLARS ($3,180,000) pursuant to Section 67.12(12), Wisconsin Statutes, and the resolutions adopted by the County Board on August 19, 2008 and October 21, 2008 and has authorized the issuance and sale of $3,180,000 principal amount of general obligation promissory notes to evidence such indebtedness (the "Obligations "). The Obligations shall be designated "General Obligation Promissory Notes, Series 2008A "; shall be dated November 1, 2008; shall bear interest at the rates set forth below; and shall mature serially on April 1 of each year, in the years and principal amounts as follows: Year of Maturity Principal Amount Interest Rate 2010 $295,000 _ _% 2011 440,000 2012 455,000 2013 475,000 2014 485,000 2015 505,000 2016 525,000 Interest shall be payable commencing on April 1, 2009 and semi - annually thereafter on October 1 and April 1 of each year until the principal of the Obligations is paid in full or discharged; WHEREAS, the County is issuing the Obligations in registered form pursuant to Section 149 of the Internal Revenue Code of 1986, as amended, and any applicable income tax regulations; and, WHEREAS, pursuant to the aforesaid resolution or resolutions and Section 67.10(2), Wisconsin Statutes, the County Board of the County has authorized the appointment of the Agent as Fiscal Agent of the County for the purpose of performing any or all of the following functions with respect to the Obligations: paying the principal of and interest on the Obligations; accounting for such payments; registering, authenticating, transferring, and canceling the Obligations; and maintaining a registration book in addition to other applicable responsibilities all in accordance with the provisions of Section 67.10(2), Wisconsin Statutes. NOW, THEREFORE, the County and the Agent do hereby agree as follows: I. APPOINTMENT The Agent is hereby appointed Fiscal Agent of the County with respect to the Obligations for the purpose of performing such of the responsibilities stated in Section 67.10(2)(a), Wisconsin Statutes, as are delegated herein or as may be otherwise specifically delegated in writing to the Fiscal Agent by the County. II. INVESTMENT RESPONSIBILITY The Fiscal Agent shall not be under any obligation to invest funds held for the payment of interest or principal on the Obligations. III. PAYMENTS At least one (1) business day before each semi -annual interest payment date (commencing with the first interest payment date and continuing thereafter until the principal of and interest on the Obligations should have been fully paid or prepaid in accordance with their terms) the County agrees to and shall pay to the Fiscal Agent, in immediately available funds, a sum equal to the amount payable as principal of and the premium, if any, and interest on the Obligations on such semi -annual interest payment date. Said semi- annual interest and/or principal payment dates and amounts are set forth in Exhibit A -1 which is attached hereto and incorporated herein by this reference. IV. CANCELLATION In every case of the surrender of any Obligation for the purpose of payment, the Fiscal Agent shall cancel and destroy the same and deliver to the County a certificate regarding such cancellation, setting forth an accurate description of the Obligation, specifying its number, date, purpose, amount, rate of interest, and payment date and stating the date and amount of each payment of principal or interest thereon. The Fiscal Agent shall also cancel and destroy Obligations presented for transfer or exchange and deliver a certificate with respect to such transfer or exchange to the County. The Fiscal Agent shall be permitted to microfilm, or otherwise photocopy and record said canceled Obligations. V. REGISTRATION BOOK Fiscal Agent shall maintain in the name of the County a Registration Book containing the names and addresses of all registered owners of the Obligations. The Fiscal Agent shall keep confidential said information in accordance with applicable banking and governmental regulations. VI. INTEREST PAYMENT Payment of each installment of interest shall be made to the registered owner who shall appear on the Registration Book at the close of business on the 15th day of the calendar month next preceding the interest payment date and shall be paid by check or draft of the Fiscal Agent mailed to such registered owner at his address as it appears in such Registration Book or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent. 2 • VII. PAYMENT OF PRINCIPAL Principal shall be paid to the registered owner of an Obligation upon surrender of the Obligation on or after its maturity or redemption date. VIII. REDEMPTION NOTICE In the event the County exercises its option, if any, to redeem any of the Obligations, the County shall direct the Fiscal Agent to give notice of such redemption by registered or certified mail at least thirty days prior to the date fixed for redemption to the registered owner of each Obligation to be redeemed in whole or in part at the address shown in the Registration Book. Such direction shall be given at least thirty -five days prior to such redemption date. If less than all the Notes of a maturity are to be called for redemption, the Notes of such maturity to be redeemed will be selected by lot. Such notice will include but not be limited to the following: the designation, date and maturities of the Notes called for redemption, CUSIP numbers, and the date of redemption. Any notice mailed as provided herein shall be conclusively presumed to have been duly given, whether or not the Depository receives the notice. The Notes shall cease to bear interest on the specified redemption date, provided that federal or other immediately available funds sufficient for such redemption are on deposit at the office of the Depository at that time. Upon such deposit of funds for redemption the Notes shall no longer be deemed to be outstanding. IX. UTILIZATION OF THE DEPOSITORY TRUST COMPANY The Depository Trust Company's Book -Entry -Only system is to be utilized for the obligations. The Fiscal Agent agrees to comply with the provisions of the attached Blanket Issuer Letter of Representation which has been executed and delivered to The Depository Trust Company by the County. X. TRANSFER AND EXCHANGE OF OBLIGATIONS The Fiscal Agent shall transfer Obligations upon presentation of a written assignment duly executed by the registered owner or by such owner's duly authorized legal representative. Upon such transfer, a new registered Obligation of authorized denomination or denominations in the same aggregate principal amount shall be issued to the transferee in exchange thereof, and the name of such transferee shall be entered as the new registered owner in the Registration Book. Upon request of the registered owner, the Fiscal Agent shall exchange Obligations of the issue for a like aggregate principal amount of Obligations of the same maturity in authorized whole integral multiples of $5,000. The Obligations shall be numbered 1 and upward. Upon any transfer or exchange, the Obligation or Obligations issued shall bear the next highest consecutive unused number or numbers. XI. STATEMENTS The Fiscal Agent shall furnish the County with an accounting of payments received and made and funds on hand annually. 3 XII. FEES The County agrees to pay the Fiscal Agent fees in accordance with the fee schedule provided by the Fiscal Agent which is attached hereto as Exhibit B -1 and incorporated herein by this reference until the final principal payment (or redemption date in the event the County exercises its option, if any, to redeem the Obligations). Such fees are payable on the dates principal is due or pursuant to statements provided to the County by the Fiscal Agent. In the event the County exercises its option, if any, to redeem the Obligations, the Fiscal Agent shall be reimbursed for mailing costs related therewith. XII. MISCF.T.T,ANEOUS (a) Nonpresentment of Checks. In the event the check or draft mailed by the Fiscal Agent to the registered owner is not presented for payment within six years of its date, then the monies representing such nonpayment shall be returned to the County or to such board, officer or body as may then be entitled by law to receive the same, together with the name of the registered owner of the Obligation and the last mailing address of record. Thereafter, the Fiscal Agent shall not be responsible for the payment of such check or draft. (b) Resignations; Successor Fiscal Agent. Fiscal Agent may at any time resign by giving not less than sixty days written notice to County. Upon receiving such notice of resignation, the County shall promptly appoint a successor Fiscal Agent by an instrument in writing executed by order of its governing body. If no successor Fiscal Agent shall have been so appointed and have accepted appointment within sixty days after such notice of resignation, the resigning Fiscal Agent may petition any court of competent jurisdiction for the appointment of a successor fiscal agent. Such court may thereupon, after such notice, if any, as it may deem proper and prescribes, appoint a successor fiscal agent. Any successor fiscal agent shall be qualified to act pursuant to Section 67.10(2), Wisconsin Statutes, as amended. Any successor fiscal agent shall execute, acknowledge and deliver to the County and to its predecessor fiscal agent an instrument accepting such appointment hereunder, and thereupon the resignation of the predecessor fiscal agent shall become effective and such successor fiscal agent, without any further act, deed or conveyance, shall become vested with all the rights, powers, trusts, duties and obligations of its predecessor, with like effect as if originally named as fiscal agent herein; but nevertheless, on written request of County, or on the request of the successor, the fiscal agent ceasing to act shall execute and deliver an instrument transferring to such successor fiscal agent, all the rights, powers, and trusts of the fiscal agent so ceasing to act. Upon the request of any such successor fiscal agent, the County shall execute any and all instruments in writing for more fully and certainly vesting in and confirming to such successor fiscal agent all such rights, powers and duties. Any predecessor fiscal agent shall pay over to its successor fiscal agent any funds of the County. (c) Indemnification. The County agrees to hold the Agent harmless and to indemnify the Agent against any loss, liability, expenses (including attorney's fees and expenses), claims, or demand arising out of or in connection with the performance of its obligations in accordance 4 with the provisions of this Agreement, except for negligence or willful misconduct of the Agent. The foregoing indemnities in this paragraph shall survive the resignation of the Agent or the termination of the Agreement. (d) Termination. This Agreement shall terminate six years after the last principal payment on the Obligations is due whether by maturity or earlier redemption or the final discharge of the County's responsibilities for payment of the Obligations, whichever is later. The parties realize that any funds hereunder as shall remain upon termination shall be turned over to the County after deduction of any unpaid fees and disbursements of Fiscal Agent. Termination of this Agreement shall not, of itself, have any effect on County's obligation to pay the outstanding Obligations in full in accordance with the terms thereof. (e) Execution. This Agreement shall be executed on behalf of the County and the Agent by their duly authorized officers. This Agreement may be executed in several counter -parts, each of which shall be an original and all of which shall constitute but one and the same agreement. IN WITNESS WHEREOF, the parties have executed this Agreement, being duly authorized so to do, each in the manner most appropriate to it, on the date first above written. 5 SIGNATURE PAGE TO THE FISCAL AGENCY AGREEMENT ST. CROIX COUNTY, WISCONSIN (SEAL) By: /(2-524 Rog Or Rebhol , 4 County Board Chairperson And: d-ecA Cindy y ell, County Clerk 6 SIGNATURE PAGE TO THE FISCAL AGENCY AGREEMENT U.S. BANK NATIONAL ASSOCIATION ST. PAUL, MINNESOTA (SEAL) By: And: 3211905_1 7